Ultimate White Chicken Chili Recipe
If you’ve ever wanted to cozy up with a bowl that’s bursting with comforting flavors and creamy texture, then the Ultimate White Chicken Chili is your new best friend. This dish takes the classic chili experience and elevates it with tender shredded chicken, a medley of white beans, and a velvety blend of cream cheese and spices that perfectly balance warmth and richness. Whether you’re craving a hearty weeknight dinner or something to impress at your next gathering, this Ultimate White Chicken Chili will quickly become your go-to recipe for satisfying that chili craving with a delicious twist.

Ingredients You’ll Need
Gathering simple, fresh ingredients is the key to making this chili truly shine. Each item plays a vital role in building layers of flavor, texture, and color that come together in perfect harmony.
- 2 tablespoons olive oil: Provides a flavorful base for sautéing the aromatics and seals in richness.
- 1 medium onion, chopped: Adds sweetness and depth when softened.
- 2 cloves garlic, minced: Brings a fragrant punch that wakes up all the other flavors.
- 1 jalapeño, seeded and minced (optional): Offers a gentle kick and fresh heat without overpowering.
- 2 boneless, skinless chicken breasts: The tender protein star that soaks up the chili spices beautifully.
- 6 cups chicken broth: The flavorful liquid that creates the perfect silky base.
- 1 teaspoon ground cumin: Warms the palate with its earthy, smoky notes.
- 1 teaspoon chili powder: Provides classic chili flavor and a touch of spice complexity.
- 1/2 teaspoon dried oregano: Adds subtle herbal brightness.
- 1/4 teaspoon cayenne pepper (optional): Gives a final boost of heat if you like it spicy.
- 4 ounces cream cheese, softened: Melts into a creamy dream that makes this chili luxuriously smooth.
- 1/2 cup sour cream: Adds tang and richness, balancing the spices perfectly.
- Salt to taste: Enhances all the flavors like a culinary handshake.
- Pepper to taste: Freshly cracked to add a hint of sharpness.
- Optional toppings: Shredded cheese, sour cream, chopped cilantro, avocado, and crunchy tortilla strips bring extra texture and flavor.
How to Make Ultimate White Chicken Chili
Step 1: Sauté the Aromatics
Start by heating olive oil in a large pot over medium heat. Toss in the chopped onion and cook for about 5 minutes until it softens into a translucent, sweet base. Then add the minced garlic and jalapeño, stirring for another minute until the aroma fills your kitchen. This step lays the spicy, savory foundation for every bite of the Ultimate White Chicken Chili.
Step 2: Brown the Chicken
Next, nestle the chicken breasts into the pot and sear them lightly on all sides. This not only locks in juices but also builds a subtle caramelized flavor that makes a huge difference once the chili simmers. You’ll see that the chicken starts to take on a golden hue, brightening up the whole pot.
Step 3: Add Spices and Broth
Pour in the chicken broth, then sprinkle in cumin, chili powder, oregano, and cayenne pepper if you’re using it. Stir everything together so those spices awaken and mingle with the broth and chicken. This is the moment the Ultimate White Chicken Chili begins its magic, infusing warmth and complex flavor throughout the dish.
Step 4: Simmer the Chicken
Bring the mixture to a boil, then lower the heat to a gentle simmer. Cover the pot and let it cook for 20 to 25 minutes. This slow simmer ensures the chicken becomes tender and perfectly cooked, ready to be shredded right in the next step.
Step 5: Shred the Chicken and Add Beans
Carefully remove the chicken breasts and shred them with two forks—this is where your chili starts to get that comforting, hearty feel. Return the shredded chicken to the pot and stir in the drained and rinsed Great Northern and Navy beans. Let everything simmer together for another 10 minutes so the flavors unite and the beans soften just right.
Step 6: Cream it Up
With heat on low, add the softened cream cheese cut into cubes. Stir continuously until the cream cheese melts fully, turning the chili silky smooth and creamy. Finally, swirl in the sour cream for extra tang and richness. Taste and adjust with salt and pepper as needed. This creamy finish is what makes the Ultimate White Chicken Chili a bowl full of comfort and joy.
How to Serve Ultimate White Chicken Chili

Garnishes
The Ultimate White Chicken Chili is a canvas for creativity when it comes to garnishes. A sprinkle of shredded cheese melts delightfully on top, while a dollop of sour cream adds cool contrast to the warm spices. Fresh cilantro brings a hint of brightness, avocado slices add buttery richness, and crunchy tortilla strips deliver a delightful texture contrast. Topping your chili this way elevates every spoonful.
Side Dishes
Pair your chili with some simple sides to round out the meal. Warm cornbread or crusty bread makes for perfect dipping. A crisp green salad with lime vinaigrette cuts through the richness and adds freshness. If you’re feeling indulgent, serve alongside a creamy guacamole or spicy salsa for an extra pop of flavor.
Creative Ways to Present
For casual get-togethers, serve the Ultimate White Chicken Chili in rustic bowls surrounded by bowls of toppings so guests can customize their own. For a fun twist, ladle chili into mini bread bowls or stuff it into warm tortillas for chili tacos. Presentation really adds to the experience and makes this dish feel special every time.
Make Ahead and Storage
Storing Leftovers
Leftover Ultimate White Chicken Chili keeps beautifully in an airtight container in the refrigerator for up to 4 days. The flavors actually deepen overnight, making it an even tastier option for lunch or dinner the next day.
Freezing
If you want to store it longer, this chili freezes wonderfully. Portion it into freezer-safe containers or bags, leaving room for expansion, and freeze for up to 3 months. Just thaw in the fridge overnight before reheating.
Reheating
Reheat your chili gently on the stove over medium-low heat, stirring occasionally to prevent scorching. Add a splash of broth or water if it’s too thick. You can also microwave individual portions but stir halfway through to heat evenly.
FAQs
Can I use rotisserie chicken instead of cooking chicken breasts?
Absolutely! Using shredded rotisserie chicken is a great time-saver and still delivers delicious results. Just add it after the broth and spices have simmered for a bit and let the flavors meld.
Is this recipe spicy?
The heat level can be easily adjusted. Leaving out the jalapeño and cayenne creates a mild chili perfect for all palates. Add them back in if you like a gentle kick or more warmth.
Can I substitute the cream cheese for something else?
Cream cheese adds creamy tanginess, but you can substitute with mascarpone or even a blend of sour cream and shredded cheese if needed. Just make sure to adjust the seasoning.
What types of beans work best in Ultimate White Chicken Chili?
Great Northern and Navy beans are traditional and offer a creamy texture that complements the chili. You could also try cannellini or white kidney beans as alternatives.
Can I make this chili in a slow cooker?
Yes! Brown the chicken and sauté your aromatics first, then transfer everything to the slow cooker. Cook on low for 4-6 hours, shred the chicken, and finish with cream cheese and sour cream before serving.
Final Thoughts
You really can’t go wrong with this Ultimate White Chicken Chili—it’s comforting, creamy, and packed with flavor that feels like a warm hug in a bowl. Whether you’re new to chili or a seasoned fan, this recipe is fun to make and even better to share. Give it a try soon and see why it might just become your new favorite cozy meal!
PrintUltimate White Chicken Chili Recipe
This Ultimate White Chicken Chili is a comforting and flavorful twist on traditional chili, featuring tender shredded chicken, creamy beans, and a blend of warming spices. Perfect for cozy dinners, this recipe is creamy, mildly spicy, and topped with classic garnishes like shredded cheese and avocado for an indulgent experience.
- Prep Time: 10 minutes
- Cook Time: 40 minutes
- Total Time: 50 minutes
- Yield: 6 servings 1x
- Category: Soup, Chili
- Method: Stovetop simmering
- Cuisine: American
- Diet: Low Fat
Ingredients
Main Ingredients
- 2 tablespoons olive oil
- 1 medium onion, chopped
- 2 cloves garlic, minced
- 1 jalapeño, seeded and minced (optional)
- 2 boneless, skinless chicken breasts
- 6 cups chicken broth
- 1 teaspoon ground cumin
- 1 teaspoon chili powder
- 1/2 teaspoon dried oregano
- 1/4 teaspoon cayenne pepper (optional)
- 4 ounces cream cheese, softened
- 1/2 cup sour cream
- Salt to taste
- Pepper to taste
Beans
- 1 can (15 oz) Great Northern beans, drained and rinsed
- 1 can (15 oz) Navy beans, drained and rinsed
Optional Toppings
- Shredded cheese
- Sour cream
- Chopped cilantro
- Avocado slices
- Tortilla strips
Instructions
- Heat Oil and Cook Onion: Heat olive oil in a large pot or Dutch oven over medium heat. Add the chopped onion and cook until softened, about 5 minutes.
- Add Garlic and Jalapeño: Stir in the minced garlic and diced jalapeño and cook for another minute until fragrant.
- Brown Chicken: Add the boneless, skinless chicken breasts to the pot and cook until lightly browned on all sides.
- Add Broth and Spices: Pour in the chicken broth, and add cumin, chili powder, dried oregano, and cayenne pepper. Stir well to combine all ingredients.
- Simmer Chicken: Bring the mixture to a boil, then reduce heat to low, cover, and simmer for 20-25 minutes or until the chicken is cooked through and easily shreds.
- Shred Chicken: Remove the chicken breasts from the pot and shred them with two forks. Return the shredded chicken to the pot.
- Add Beans and Simmer: Stir in the drained and rinsed Great Northern and Navy beans. Simmer for another 10 minutes to allow flavors to meld.
- Add Cream Cheese: Reduce heat to low. Cut softened cream cheese into cubes and add to the chili, stirring until completely melted and smooth.
- Finish with Sour Cream: Stir in the sour cream until well incorporated. Season with salt and pepper to taste.
- Serve and Garnish: Ladle chili into bowls and top with optional toppings such as shredded cheese, sour cream, chopped cilantro, avocado slices, and tortilla strips as desired.
Notes
- For a spicier chili, keep the seeds in the jalapeño and add the cayenne pepper.
- You can substitute Great Northern and Navy beans with cannellini beans if preferred.
- Use low-fat cream cheese and sour cream to reduce fat content.
- Leftover chili tastes great the next day and can be refrigerated for up to 3 days.
- For gluten-free, verify that all spices and broth are gluten-free.
Nutrition
- Serving Size: 1 cup
- Calories: 290 kcal
- Sugar: 3 g
- Sodium: 580 mg
- Fat: 11 g
- Saturated Fat: 6 g
- Unsaturated Fat: 4 g
- Trans Fat: 0 g
- Carbohydrates: 19 g
- Fiber: 5 g
- Protein: 28 g
- Cholesterol: 70 mg
Keywords: white chicken chili, creamy chicken chili, chicken chili recipe, easy chili, cozy dinner, bean chili